Drunk driving Car Insurance – How to locate Cheap Drunk driving Vehicle Insurance Costs

How does one find the best DUI auto insurance? Even one step further; is it even possible to find cheap DUI car insurance rates? If you have been unfortunate enough to be convicted of DUI or Driving Under the Influence of alcohol or drugs, then you are considered a high risk driver. No matter where you live, being a high risk driver means that your car insurance costs will be higher than average and many insurers will not even want to insure you. However, there is still hope of finding insurance and you can even find cheap DUI car insurance rates, especially compared to the high risk assigned pool rates that many states offer.

Before you give any consideration to the assigned pool for high risk drivers that your state may have, keep in mind that the rates will be extraordinarily high. You must check out the offerings of private insurers if you want to save money. There are some companies on the market that specialize in insuring high risk drivers. The best way to check out what is being offered is to get a variety of quotes from an online quote tool.

Car Insurance Cheapest

Using a free online quote tool is fast and painless way to get all the quotes you need on DUI auto insurance rates. You simply input your information once and are rewarded with a wide variety of quotes from insurers serving your area, including those who specialize in high risk drivers. The more quotes you have to compare, the better your chances of finding a good deal on your insurance needs.

Drunk driving Car Insurance – How to locate Cheap Drunk driving Vehicle Insurance Costs

So let’s face it, you are not going to get the good driver discount if you have a DUI under your belt; however, you can still be eligible for other discounts, so be sure to ask agents about them. Some common discounts offered by auto insurance companies include:

1. Discounts for all drivers over a certain age.

2. Being a member of certain organizations, alumni, groups, or credit unions.

3. Having certain safety features on your car, like air bags, anti-lock brakes, passive restraint seatbelts and anti-theft devices.

4. Good student discounts.

5. Putting low mileage on your car annually.

6. Economy car discount.

7. Multiple lines discount (using the same insurance company for both your auto and homeowners insurance).

You may also want to consider buying a car that is inexpensive to insure. There can be a huge difference in the cost of insuring a small 4 door vehicle compared to a luxury SUV or a sports car. If your vehicle has full coverage, you should also consider raising the collision and comprehensive deductibles in order to save on your rates. Be sure and do your research to learn about how your car model affects your ability to find the cheapest car insurance.

By putting these tips to work and shopping around extensively with the help of an online quote tool and an experienced auto insurance broker, you will increase your chances of getting cheap DUI car insurance rates.

Drunk driving Car Insurance – How to locate Cheap Drunk driving Vehicle Insurance Costs

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